About AMLU

The Anti-Money Laundering Unit (AMLU) was established in 2014 out of the need for greater AML/CFT cooperation and coordination among relevant competent authorities at the operational level. The Unit is the secretariat for the Anti-Money Laundering Steering Group (AMLSG), which is the AML/CFT policy-making body for the Cayman Islands; and also chairs the Inter-Agency Coordination Committee (IACC).


For nearly 30 years the Cayman Islands has taken a lead role in the Caribbean and global fight against anti-money laundering, countering terrorism financing, and countering proliferation (weapons) financing (AML/TF/PF). Here’s our story:

Our commitment was formalised in 1990, when Cayman helped to found the Caribbean Financial Action Task Force (CFATF). It was reaffirmed with the Hon. Attorney General’s chairmanship of the CFATF from November 2010 to November 2011.

In the Caribbean, the CFATF upholds the global standards set by the Financial Action Task Force (FATF) for AML/TF/PF.

Since then, Cayman’s regime has been evaluated four times by the CFATF.

As a leading international financial centre, Cayman has welcomed the results of each evaluation, recognising that evaluations help us to know how effective we are in applying the FATF standards.

After evaluations, most jurisdictions further strengthen their regimes in line with the FATF’s evolving standards (of course, the standard must evolve in order to keep up with global developments). This remains Cayman’s approach, as well.

Following global standards benefits us and other jurisdictions as well. It helps us to deter illegal activity and instead, to attract and retain sound business locally.

Like other jurisdictions, it’s important for Cayman to assess the AML/TF/PF threats that are more likely to occur in our Islands. We have therefore periodically assessed our risk, and have identified these threats as ones for all of us to particularly look out for:

  • Theft, corruption and drug trafficking, originating from inside the Cayman Islands
  • Fraud, tax evasion, and drug trafficking, originating internationally

While the FATF standards require jurisdictions to address all of the threats, it also requires a focus on those that are particular to a specific jurisdiction. In response, Cayman has enacted a set of laws and regulations, and issued guidance, to help persons understand and apply our AML/TF/PF framework appropriately, consistently and effectively.

Our guiding purpose

AMLU Vision

An effective, national AML/CFT/CFP framework that is consistent with international standards.

AMLU Mission

A unified, multiagency approach to domestic cooperation at the operational level to combat money laundering, terrorism financing, and proliferation financing.

AMLU Priorities

  • Coordinate the AML/CFT National Risk Assessment (NRA), and provide information on the NRA’s results to all relevant competent authorities and self-regulatory bodies (SRBs), financial Institutions and DNFBPs.
  • Coordinate and prepare for Caribbean Financial Action Task Force (CFATF) assessments and follow-up actions.
  • Oversee the implementation of new AML/CFT/CFP legislation, and amendments to existing legislation.
  • Be the central agency for collecting and compiling AML/CFT/CFP data.

Regulatory Timeline

Significant enhancements in Cayman’s financial services regime towards anti-money laundering

2022
FATF Assessment: All FATF action items addressed - May 2022 FATF plenary potentially delists Cayman - Oct 2022
2021
CFATF ranks CI (largely) compliant for 39 out of 40 recommendations - 18th Feb 2021 Adoption of the POPR - 25th Feb 2021 FATF plenary includes Cayman on Greylist - 25th Feb 2021 FATF Assigns 18 month Action Plan on Remaining 3 Recommended Actions - 25th Feb 2021
2020
End of the FATF ICRG Observation Period Report (POPR) - 23rd October 2020 Submission of the POPR - November 2020 FATF Face-to-Face Meetings – December 2020 / January 2021
2019
Start of the FATF International Cooperation Review Group (ICRG) Observation Period - 21st February 2019 Publication of the Cayman Islands (MER) - November 2019 CFATF Plenary adoption of the Cayman Islands First Follow-up Report – November 2019
2018
CFATF Plenary adoption of the Cayman Islands Mutual Evaluation Report (MER)
2017
Non-Profit Organisations Law Commenced CFATF Mutual Evaluation Visit Revamped Anti-Money Laundering Regulations Enhanced Beneficial Ownership Legislation commenced
2016
Bearer Shares Abolished Establishment of IACC by way of The Proceeds of Crime (Amendment) Law 2016
2015
Amended Guidance Notes on the Prevention and Detection of Money Laundering and Terrorist Financing
2009
Grand Court opens Financial Services Division IMF Report
2007
CFATF Third-round Evaluation completed
2004
FRU becomes Financial Reporting Authority
2005
IMF Review
2003
Terrorism Law Guidance Notes Prevention & Detection of Money Laundering Establishment of the AMLSG under The Proceeds of Criminal Conduct (Amendment) Law, 2003
2000
Money Laundering Regulations, including Beneficial Ownership Data Collection
1990s
Proceeds of Criminal Conduct Law
1980s
Financial Reporting (FRU)

The AMLU Team

Francis Arana

Head of the Anti-Money Laundering Unit


Mr Arana’s role includes chairing the Inter-Agency Coordination Committee (IACC), which coordinates Government’s AML/CFT/CPF policies as they are implemented by the relevant agencies.

Yara Henry

Senior Legal & Policy Analyst


Ms Henry provides key technical support to the AMLU on AML/CFT/CPF policy and law.Senior Legal Policy Analyst provides key technical support to the AMLU on AML/CFT/CPF policy and law.

Simone Ebanks

Policy Analyst


Ms Ebanks conducts AML/CFT/CPF research and analysis, and provides policy advice and recommendations.

Amara Duncan

Policy Analyst (Graduate/Training)


Ms Duncan receives training and mentoring in the following areas: research, formulation of policies and the coordination of policy implementation on behalf of the AMLU on AML/CFT/CPF issues.

Vacant

Administrative Manager


The administrative manager will manage the office of the Anti-Money Laundering Unit (AMLU), particularly secretarial, clerical, and accounting duties, in compliance with relevant laws and regulations.

The Financial Action Task Force (FATF)

Financial Action Task Force (FATF) was established in 1989 to protect the integrity of the international financial system. To accomplish this, the FATF sets standards for jurisdictions to help them fight money laundering, terrorism financing, and financing proliferation (also known as weapons of mass destruction). These standards are called the 40 Recommendations. The FATF assesses and monitors jurisdictions to ensure that their local laws and regulations meet these globally recognised recommendations. The FATF also assesses and monitors how effective the local laws and regulations are, as implemented by regulators and industry.

The Caribbean Financial Action Task Force

Caribbean Financial Action Task Force (CFATF) was formed in 1990. Based in Trinidad, it has 25 member jurisdictions within the Caribbean Basin. Its mandate is to carry out assessments of member jurisdictions based on the FATF standards. The CFATF has conducted periodic assessments of the Cayman Islands. The current assessment was published in March of 2019.